Here is the breakdown: ThePointsGuy values Bilt points at 2.2 cpp and Chase points at 2.05, this is what we will use in this math, plus rent of $5,401. Scenario 1: Pay rent with Bilt Palladium Fee: $0 Bilt points earned: 5,401 Value: $118.82 Scenario 2: Pay rent with Freendom Unlimited Fee: $162.03 Chase points earned: 8,102 Bilt points earned: 2,700 Chase value: $166.09 Bilt value: $59.40 Total: $225.49 Minus 3% fee: $63.46 Paying rent with Bilt is worth ~$55 more per month than paying with CFU, but requires me to earn enough Bilt Cash to unlock the full earn. Either way, if you can get at least 2 cpp when redeeming your points, you come out ahead, even with the 3% fee. Also, just to say it, I’m not affiliated with Bilt in any way. I’m not paid, I’m just a user, like y’all. #bilt #creditcard #chase #rent #mortgage @Bilt